Sun Life Financial Stock Analysis
| SLF Stock | USD 68.76 3.85 5.93% |
IPO Date 23rd of March 2000 | 200 Day MA 61.3817 | 50 Day MA 62.0986 | Beta 0.817 |
Sun Life Financial holds a debt-to-equity ratio of 0.306. At this time, Sun Life's Short and Long Term Debt is most likely to increase significantly in the upcoming years. The Sun Life's current Short Term Debt is estimated to increase to about 2.8 B, while Long Term Debt Total is projected to decrease to roughly 10.9 B. Sun Life's financial risk is the risk to Sun Life stockholders that is caused by an increase in debt.
Asset vs Debt
Equity vs Debt
Sun Life's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Sun Life's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Sun Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Sun Life's stakeholders.
For many companies, including Sun Life, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Sun Life Financial, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Sun Life's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 2.0785 | Price Sales 1.1043 | Shares Float 557 M | Wall Street Target Price 62.3131 | Earnings Share 4.54 |
Sun Life Financial is fairly valued with Real Value of 70.09 and Target Price of 62.31. The main objective of Sun Life stock analysis is to determine its intrinsic value, which is an estimate of what Sun Life Financial is worth, separate from its market price. There are two main types of Sun Life's stock analysis: fundamental analysis and technical analysis.
The Sun Life stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Sun Life's ongoing operational relationships across important fundamental and technical indicators.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sun Life Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. Sun Stock Analysis Notes
About 56.0% of the company shares are owned by institutional investors. The book value of Sun Life was at this time reported as 31.0. The company has Price/Earnings To Growth (PEG) ratio of 0.93. Sun Life Financial last dividend was issued on the 26th of November 2025. Sun Life Financial Inc., a financial services company, provides insurance, wealth, and asset management solutions to individuals and corporate clients worldwide. The company was founded in 1871 and is headquartered in Toronto, Canada. Sun Life is traded on New York Stock Exchange in the United States. To find out more about Sun Life Financial contact Dean Connor at 416 979 9966 or learn more at https://www.sunlife.com.Sun Life Financial Investment Alerts
| About 56.0% of the company shares are owned by institutional investors | |
| On 31st of December 2025 Sun Life paid $ 0.6514 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Sun Life Financial Inc Q4 2025 Earnings Call Highlights Strong Underlying Growth Amid ... |
Sun Largest EPS Surprises
Earnings surprises can significantly impact Sun Life's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-08-06 | 2014-06-30 | 0.72 | 0.8 | 0.08 | 11 | ||
2014-05-06 | 2014-03-31 | 0.66 | 0.74 | 0.08 | 12 | ||
2013-11-06 | 2013-09-30 | 0.66 | 0.75 | 0.09 | 13 |
Sun Life Environmental, Social, and Governance (ESG) Scores
Sun Life's ESG score is a quantitative measure that evaluates Sun Life's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Sun Life's operations that may have significant financial implications and affect Sun Life's stock price as well as guide investors towards more socially responsible investments.
Sun Life Thematic Classifications
In addition to having Sun Life stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | Cash CowsCompanies that have the ability to maintain consistent cash flow over time |
Sun Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Cibc Global Asset Management Inc | 2025-06-30 | 5.5 M | Norges Bank | 2025-06-30 | 5.5 M | Cibc World Markets Inc. | 2025-06-30 | 5.1 M | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 4.8 M | Fmr Inc | 2025-06-30 | 4.7 M | Geode Capital Management, Llc | 2025-06-30 | 4.6 M | Beutel, Goodman & Company Ltd. | 2025-06-30 | 4.6 M | Legal & General Group Plc | 2025-06-30 | 3.5 M | Goldman Sachs Group Inc | 2025-06-30 | 3.2 M | Royal Bank Of Canada | 2025-06-30 | 51.6 M | Vanguard Group Inc | 2025-06-30 | 25.4 M |
Sun Market Capitalization
The company currently falls under 'Large-Cap' category with a total capitalization of 38.08 B.Sun Profitablity
The company has Net Profit Margin of 0.09 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.17 %, which entails that for every 100 dollars of revenue, it generated $0.17 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.08 |
Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, Sun Life's Total Current Assets are most likely to decrease significantly in the upcoming years. The Sun Life's current Net Tangible Assets is estimated to increase to about 16.4 B, while Non Currrent Assets Other are forecasted to increase to (138.4 B). Sun Life's management efficiency ratios could be used to measure how well Sun Life manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 40.62 | 25.97 | |
| Tangible Book Value Per Share | 18.05 | 17.23 | |
| Enterprise Value Over EBITDA | 12.48 | 13.82 | |
| Price Book Value Ratio | 1.71 | 1.09 | |
| Enterprise Value Multiple | 12.48 | 13.82 | |
| Price Fair Value | 1.71 | 1.09 | |
| Enterprise Value | 11.2 B | 9.2 B |
The decision-making processes within Sun Life are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Operating Margin | Profit Margin | Forward Dividend Yield 0.0414 | Beta 0.817 | Return On Assets |
Technical Drivers
As of the 13th of February 2026, Sun Life has the Semi Deviation of 0.6244, risk adjusted performance of 0.1905, and Coefficient Of Variation of 433.15. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Sun Life Financial, as well as the relationship between them. Please validate Sun Life Financial variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if Sun Life is priced more or less accurately, providing market reflects its prevalent price of 68.76 per share. Given that Sun Life Financial has jensen alpha of 0.2445, we advise you to double-check Sun Life Financial's current market performance to make sure the company can sustain itself at a future point.Sun Life Financial Price Movement Analysis
Illegal number of arguments. The output start index for this execution was zero with a total number of output elements of zero. The Weighted Moving Average calculates a weight for each value in Sun Life price series with the more recent values given greater weights.
Sun Life Outstanding Bonds
Sun Life issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Sun Life Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Sun bonds can be classified according to their maturity, which is the date when Sun Life Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Sun Life Predictive Daily Indicators
Sun Life intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sun Life stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 56616.73 | |||
| Daily Balance Of Power | 1.480769 | |||
| Rate Of Daily Change | 1.06 | |||
| Day Median Price | 67.61 | |||
| Day Typical Price | 67.99 | |||
| Price Action Indicator | 3.08 | |||
| Period Momentum Indicator | 3.85 |
Sun Life Corporate Filings
6K | 12th of February 2026 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 2nd of December 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 10th of November 2025 Other Reports | ViewVerify | |
6K | 6th of November 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
13A | 5th of November 2025 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
6K | 6th of October 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
6K | 10th of September 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 13th of August 2025 Other Reports | ViewVerify |
Sun Life Forecast Models
Sun Life's time-series forecasting models are one of many Sun Life's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Sun Life's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Sun Life Bond Ratings
Sun Life Financial financial ratings play a critical role in determining how much Sun Life have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Sun Life's borrowing costs.| Piotroski F Score | 6 | Healthy | View |
| Beneish M Score | (2.65) | Unlikely Manipulator | View |
Sun Life Financial Debt to Cash Allocation
Many companies such as Sun Life, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Sun Life Financial has 16.87 B in debt with debt to equity (D/E) ratio of 0.31, which is OK given its current industry classification. Sun Life Financial has a current ratio of 794.85, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Sun to invest in growth at high rates of return. Sun Life Total Assets Over Time
Sun Life Assets Financed by Debt
The debt-to-assets ratio shows the degree to which Sun Life uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.Sun Life Debt Ratio | 2.29 |
Sun Life Corporate Bonds Issued
Most Sun bonds can be classified according to their maturity, which is the date when Sun Life Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Sun Short Long Term Debt Total
Short Long Term Debt Total |
|
About Sun Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Sun Life prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Sun shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Sun Life. By using and applying Sun Stock analysis, traders can create a robust methodology for identifying Sun entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.11 | 0.10 | |
| Operating Profit Margin | 0.11 | 0.10 | |
| Net Profit Margin | 0.08 | 0.08 | |
| Gross Profit Margin | 0.13 | 0.12 |
Current Sun Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Sun analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Sun analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 62.31 | Buy | 13 | Odds |
Most Sun analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Sun stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Sun Life Financial, talking to its executives and customers, or listening to Sun conference calls.
Sun Stock Analysis Indicators
Sun Life Financial stock analysis indicators help investors evaluate how Sun Life stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Sun Life shares will generate the highest return on investment. By understating and applying Sun Life stock analysis, traders can identify Sun Life position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 11.2 B | |
| Long Term Debt | 11.8 B | |
| Common Stock Shares Outstanding | 581 M | |
| Total Stockholder Equity | 26.1 B | |
| Total Cashflows From Investing Activities | -337 M | |
| Tax Provision | 1 B | |
| Quarterly Earnings Growth Y O Y | -0.154 | |
| Property Plant And Equipment Net | 1.4 B | |
| Cash And Short Term Investments | 27.8 B | |
| Cash | 10.1 B | |
| Accounts Payable | 2.6 B | |
| Net Debt | 6.7 B | |
| 50 Day M A | 62.0986 | |
| Other Operating Expenses | 30.1 B | |
| Non Current Assets Total | 370.7 B | |
| Forward Price Earnings | 11.0254 | |
| Non Currrent Assets Other | -126.7 B |
Complementary Tools for Sun Stock analysis
When running Sun Life's price analysis, check to measure Sun Life's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sun Life is operating at the current time. Most of Sun Life's value examination focuses on studying past and present price action to predict the probability of Sun Life's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sun Life's price. Additionally, you may evaluate how the addition of Sun Life to your portfolios can decrease your overall portfolio volatility.
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities |